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Routing #: 301282064

Fee Schedule

as of July 31, 2023

SHARE VALUE FEES

CauseFee
Par Value if One Share$1.00 par value, must complete 1 share
within 90 days of account opening.

 

SAVINGS ACCOUNT FEES

CauseFee
Dormant Account$10.00 per month if no activity for 1 year and balance less than $100.00 and no other services used
 Excessive Withdrawal Fee (over 6 a month)$35.00 per occurrence
 Overdraft (EFT Item Paid)$35.00 per occurrence
Reopen 3rd time & on

$50.00

Christmas Club Account Withdrawal$10.00 per occurrence


REGULAR CHECKING ACCOUNT FEES

CauseFee
Dormant Account$15.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account)
Overdraft Privilege$35.00 per EFT or check occurrence
Returned Item (NSF or Other Reason)$35.00 per occurrence
Stop Payment$35.00 per item
Copy of Draft Check$5.00 per item
Draft/Check PrintingPrices vary depending upon style
Counter Checks$5.00 per page of 4 checks
2nd Chance Checking$10.00 per month


BUSINESS CHECKING ACCOUNT FEES

CauseFee
Same fees apply as the Regular Checking AccountSee above
Monthly Maintenance$10.00 per month


MONEY MARKET ACCOUNT FEES

CauseFee
Minimum Balance$10.00 per month if average daily balance falls below $2,500.00
Copy of Money Market Check$5.00 per Item
Excessive Withdrawal Fee (over 6 a month) $35.00 per occurrence


OTHER SERVICE FEES
(applicable to all accounts)

CauseFee
Close Account (Within 90 Days)$50.00
Account Reconciliation/Research$25.00 per hour
Delete Joint Member $15.00 per request
Deposited Item Returned$15.00 per item
Visa Gift Cards$6.00 per card
Wire Transfers-Domestic (Incoming/Outgoing)$30.00
Wire Transfer-International (Incoming/Outgoing)$50.00
Western Union- Domestic (Outgoing only)$30.00
Western Union- International (Outgoing only)$50.00
Money Order$5.00 per item
Returned Mail$15.00 (monthly after the 2nd month of returned mail)
Paper Statement Fee$5.00 per statement cycle
Print/Reprint Statement$5.00
Teller Check Payable to Third Party$10.00
Visa Travel Money Card$10.00 per card (replenish fee $5.00 each occurrence if completed by CMCCU employee)
Garnishment or Tax Levy$100.00 per time
E-StatementNo charge
Coin Processing (member)5% per transaction
Telephone Transfer Request$1.00 per occurrence
Lien Release Reprint$10.00 per item
Check Cashing (without a checking account or loan$5.00 per item
CD Early Withdrawal Penalty$25.00 per occurrence plus (31 or 90 days interest penalty)
Loan Origination Fee$50.00 per loan
Fax/Photocopy Fee$1.00 per page / $5.00 maximum


INDIVIDUAL RETIREMENT ACCOUNTS (IRA) FEES

CauseFee
IRA Dormant Account$15.00 per month if no activity for 1 year and balance less than $100.00

ATM CARD OR VISA CHECK CARD FEES

CauseFee
First CardFree
Replacement Cards$10.00 per card
Rush Delivery for Replacement or New Card$65.00 per card
Non-Proprietary ATM Transaction$1.00 per transaction


VIRTUAL BRANCH ON-LINE BANKING FEES



CauseFee
Bill Pay Online$10.00 per month or Free with E-Statements

 

SAFE DEPOSIT BOX ANNUAL FEES-Warrensburg and Sedalia

SizesFee
 3" x 5" x 21.5"        Safe Box$25.00
 3" X 10" x 21.5"     Safe Box$35.00
 5" X 10" x 21.5"     Safe Box$45.00
 10" X 10" x 21.5"   Safe Box$75.00
  
 Drilling Fees $80.00 plus cost per occurrence
 Key Replacement $35.00 per occurrence

Non-Member Fees

ATM Surcharge Fee$6.00 per occurrence
Coin Processing$15% per transaction
On Us Check Cashed (non-member)$10.00 per item

The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union at 660-747-3311.