Fee Schedule
as of January 1, 2019
SHARE VALUE FEES
Cause | Fee |
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Par Value if One Share | $1.00 par value, must complete 1 share within 90 days of first deposit |
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SAVINGS ACCOUNT FEES
Cause | Fee |
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Dormant Account | $10.00 per month if no activity for 1 year and balance less than $100.00 and no other services used |
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Excessive Withdrawals | $1.00 per withdrawal after 6 per quarter, Kirby Kangaroo accounts after 3 per quarter |
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Withdrawal above Reg D Limit | $35.00 per Occurrence |
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Overdraft (EFT Item Paid) | $35.00 per Occurrence |
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REGULAR CHECKING ACCOUNT FEES
Cause | Fee |
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Dormant Account | $10.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account)
|
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Copy of Check | $5.00 per Item |
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Overdraft Privilege | $35.00 per EFT or check occurence |
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Check Printing | Prices vary depending upon style |
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Check/Share Draft Counter Check | $3.00 per page of 4 checks |
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Stop Payment | $35.00 per Item |
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Returned Item (NSF or Other Reason) | $35.00 per occurrence |
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BUSINESS CHECKING ACCOUNT FEES
Cause | Fee |
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Same fees apply as the Regular Checking Account | See above |
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Monthly Maintenance | $10.00 per month |
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MONEY MARKET ACCOUNT FEES
Cause | Fee |
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Minimum Balance | $10.00 per month if daily balance falls below $2,500.00 |
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Copy of Money Market Check | $5.00 per Item |
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Withdrawals Above Red D Limit | $35.00 per occurrence |
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OTHER SERVICE FEES
(applicable to all accounts)
Cause | Fee |
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Account Reconciliation/Research | $25.00 per Hour |
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Delete Joint Owner (excludes checking account) | $5.00 |
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Deposited Item Returned | $5.00 |
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Garnishment or Tax Levy | $50.00 per time |
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Money Order | $3.00 per Item |
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Returned Statement | $10.00 per month after 3rd statement returned |
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Paper Statement Fee | $3.00 per statement cycle |
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Print/Reprint Statement | $3.00 |
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Teller Check Payable to Third Party | $5.00 per check |
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Overdraft (Item Paid) | $35.00 per Item |
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Returned Item (NSF or Other Reason) | $35.00 per item |
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Stop Payment (Check or ACH) | $35.00 per item |
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Visa Gift Cards | $6.00 per card |
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Visa TravelMoney Card | $10.00 per card (replenish fee $5.00 each occurrence if completed by CMCCU employee) |
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Western Union- Domestic (Outgoing only) | $30.00 per time |
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Western Union- International (Outgoing only) | $50.00 per time |
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Wire Transfers-Domestic (Incoming/Outgoing) | $30.00 per time |
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Wire Transfer-International (Incoming/Outgoing) | $50.00 per time |
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Check Cashed On Us Only (Non-Member) | $3.00 per item |
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Close Account (Within 90 Days) | $20.00 |
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E-Statement | No Charge |
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On-Us Check Cashed (non-member) | $3.00 per Item |
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INDIVIDUAL RETIREMENT ACCOUNTS (IRA) FEES
Cause | Fee |
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IRA Dormant Account | $10.00 per month if no activity for 1 year and balance less than $100.00 |
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ATM CARD OR VISA CHECK CARD FEES
Cause | Fee |
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First Card | Free |
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Replacement Cards | $10.00/Card |
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CMCCU ATM Transactions | No Charge |
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Rush Delivery for Replacement Card | $50.00 per time |
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Non-CMCCU ATM Transaction | $1.00 per transaction |
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VIRTUAL BRANCH ON-LINE BANKING FEES
Cause | Fee |
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Bill Pay Online | $10.00/Month or Free with E-Statements
|
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SAFE DEPOSIT BOX ANNUAL FEES-Warrensburg and Sedalia
Sizes | Fee
|
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3" x 5" Safe Box | $20.00 |
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3" X 10" Safe Box | $30.00 |
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5" X 10" Safe Box | $40.00 |
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10" X 10" Safe Box | $70.00 |
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| |
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Drilling Fees | $75.00 plus cost |
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Key Replacement | $30.00 |
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The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union at 660-747-3311.