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Routing #: 301282064

Fee Schedule

as of March 1, 2015

SAVINGS ACCOUNT

CauseFee
Close Account (Within 90 Days)$10.00
Dormant Account$10.00 per month if no activity for 1 year and balance less than $100.00 and no other services used
Excessive Withdrawals$1.00 per withdrawal after 6 per quarter, Kirby Kangaroo accounts after 3 per quarter
Overdraft (EFT Item Paid)$28.00 per item
Returned Item; (NSF or Other Reason)$28.00 per Item
Stop Payment$28.00 per Item
Withdrawal above Reg D Limit$28.00 per Occurrence

REGULAR CHECKING ACCOUNT

CauseFee
Close Account (Within 90 Days)$10.00
Dormant Account$10.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account)
Copy of Check$3.00 per Item
Postdated Items$28.00 per Item
Overdraft (ACH, EFT or check)$28.00 per item
Returned Item (NSF or Other Reason)$28.00 per Item
Stop Payment$28.00 per Item
Check PrintingPrices vary depending upon style

BUSINESS CHECKING ACCOUNT

CauseFee
Same fees apply as the Regular Checking AccountSee above
Monthly Maintenance$10.00 per month

MONEY MARKET ACCOUNT

CauseFee
Same fees apply as the Regular Checking AccountSee above
Monthly MaintenanceNo FEE if you maintain the average daily balance, otherwise $10.00 per month.

OTHER SERVICE FEES
(applicable to all accounts)

CauseFee
Account Reconciliation/Research$15.00 per Hour
Delete Joint Owner$5.00
Deposited Item Returned$5.00
Garnishment or Tax Levy$30.00 per time
Money Order$2.00 per Item
Returned Mail$10.00 per month after 3rd statement returned
Statement Copy (Current or Prior Month)$3.00 per month
Teller Check Payable to Third Party$5.00
Visa Gift Cards$4.00 per card
Visa TravelMoney Card$4.00 per card
Western Union (Outgoing-Domestic)$30.00 per time
Western Union (Outgoing-International)$50.00 per time
Wire Transfers (Outgoing-Domestic)$30.00 per time
Wire Transfer (Outgoing-International)$50.00 per time

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

CauseFee
IRA Dormant Account$10.00 per month if no activity for 1 year and balance less than $100.00

ATM CARD OR VISA CHECK CARD

CauseFee
First CardFree
Replacement Cards$5.00/Card
CMCCU ATM TransactionsNo Charge
Point of Sale TransactionsNo Charge
Transaction/Inquiry$1.00

VIRTUAL BRANCH ON-LINE BANKING

CauseFee
Bank IT-Account Access OnlineNo Charge
Pay IT-Bill Pay Online$5.95/Month or Free with E-Statements
E-StatementNo Charge

SHARE VALUE

CauseFee
Par Value if One Share$1.00 par value, must complete 1 share within 90 days of first deposit

The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union at 660-747-3311.