Fee Schedule
as of January 1, 2019
SHARE VALUE FEES
| Cause | Fee |
|---|
| Par Value if One Share | $1.00 par value, must complete 1 share
within 90 days of first deposit |
|---|
SAVINGS ACCOUNT FEES
| Cause | Fee |
|---|
| Dormant Account | $10.00 per month if no activity for 1 year and balance less than $100.00 and no other services used |
|---|
| Excessive Withdrawals | $1.00 per withdrawal after 6 per quarter, Kirby Kangaroo accounts after 3 per quarter |
|---|
| Withdrawal above Reg D Limit | $35.00 per Occurrence |
|---|
| Overdraft (EFT Item Paid) | $35.00 per Occurrence |
|---|
|
REGULAR CHECKING ACCOUNT FEES
| Cause | Fee |
|---|
| Dormant Account | $10.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account)
|
|---|
| Copy of Check | $5.00 per Item |
|---|
| Overdraft Privilege | $35.00 per EFT or check occurence |
|---|
| Check Printing | Prices vary depending upon style |
|---|
| Check/Share Draft Counter Check | $3.00 per page of 4 checks |
|---|
| Stop Payment | $35.00 per Item |
|---|
| Returned Item (NSF or Other Reason) | $35.00 per occurrence |
|---|
|
BUSINESS CHECKING ACCOUNT FEES
| Cause | Fee |
|---|
| Same fees apply as the Regular Checking Account | See above |
|---|
| Monthly Maintenance | $10.00 per month |
|---|
|
MONEY MARKET ACCOUNT FEES
| Cause | Fee |
|---|
| Minimum Balance | $10.00 per month if daily balance falls below $2,500.00 |
|---|
| Copy of Money Market Check | $5.00 per Item |
|---|
| Withdrawals Above Red D Limit | $35.00 per occurrence |
|---|
|
OTHER SERVICE FEES
(applicable to all accounts)
| Cause | Fee |
|---|
| Account Reconciliation/Research | $25.00 per Hour |
|---|
| Delete Joint Owner (excludes checking account) | $5.00 |
|---|
| Deposited Item Returned | $5.00 |
|---|
| Garnishment or Tax Levy | $50.00 per time |
|---|
| Money Order | $3.00 per Item |
|---|
| Returned Statement | $10.00 per month after 3rd statement returned |
|---|
| Paper Statement Fee | $3.00 per statement cycle |
|---|
| Print/Reprint Statement | $3.00 |
|---|
| Teller Check Payable to Third Party | $5.00 per check |
|---|
| Overdraft (Item Paid) | $35.00 per Item |
|---|
| Returned Item (NSF or Other Reason) | $35.00 per item |
|---|
| Stop Payment (Check or ACH) | $35.00 per item |
|---|
| Visa Gift Cards | $6.00 per card |
|---|
| Visa TravelMoney Card | $10.00 per card (replenish fee $5.00 each occurrence if completed by CMCCU employee) |
|---|
| Western Union- Domestic (Outgoing only) | $30.00 per time |
|---|
| Western Union- International (Outgoing only) | $50.00 per time |
|---|
| Wire Transfers-Domestic (Incoming/Outgoing) | $30.00 per time |
|---|
| Wire Transfer-International (Incoming/Outgoing) | $50.00 per time |
|---|
| Check Cashed On Us Only (Non-Member) | $3.00 per item |
|---|
| Close Account (Within 90 Days) | $20.00 |
|---|
| E-Statement | No Charge |
|---|
| On-Us Check Cashed (non-member) | $3.00 per Item |
|---|
INDIVIDUAL RETIREMENT ACCOUNTS (IRA) FEES
| Cause | Fee |
|---|
| IRA Dormant Account | $10.00 per month if no activity for 1 year and balance less than $100.00 |
|---|
ATM CARD OR VISA CHECK CARD FEES
| Cause | Fee |
|---|
| First Card | Free |
|---|
| Replacement Cards | $10.00/Card |
|---|
| CMCCU ATM Transactions | No Charge |
|---|
| Rush Delivery for Replacement Card | $50.00 per time |
|---|
| Non-CMCCU ATM Transaction | $1.00 per transaction |
|---|
|
VIRTUAL BRANCH ON-LINE BANKING FEES
| Cause | Fee |
|---|
| Bill Pay Online | $10.00/Month or Free with E-Statements
|
|---|
SAFE DEPOSIT BOX ANNUAL FEES-Warrensburg and Sedalia
| Sizes | Fee
|
|---|
| 3" x 5" Safe Box | $20.00 |
|---|
| 3" X 10" Safe Box | $30.00 |
|---|
| 5" X 10" Safe Box | $40.00 |
|---|
| 10" X 10" Safe Box | $70.00 |
|---|
| | |
|---|
| Drilling Fees | $75.00 plus cost |
|---|
| Key Replacement | $30.00 |
|---|
The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union at 660-747-3311.
