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Online Banking

Routing #: 301282064

Fee Schedule

as of January 1, 2019

SHARE VALUE FEES

CauseFee
Par Value if One Share$1.00 par value, must complete 1 share
within 90 days of first deposit

 

SAVINGS ACCOUNT FEES

CauseFee
Dormant Account$10.00 per month if no activity for 1 year and balance less than $100.00 and no other services used
Excessive Withdrawals$1.00 per withdrawal after 6 per quarter, Kirby Kangaroo accounts after 3 per quarter
Withdrawal above Reg D Limit

$35.00 per Occurrence

Overdraft (EFT Item Paid)$35.00 per Occurrence


REGULAR CHECKING ACCOUNT FEES

CauseFee
Dormant Account$10.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account)
Copy of Check$5.00 per Item
Overdraft Privilege$35.00 per EFT or check occurence
Check PrintingPrices vary depending upon style
Check/Share Draft Counter Check$3.00 per page of 4 checks
Stop Payment$35.00 per Item
Returned Item (NSF or Other Reason)$35.00 per occurrence


BUSINESS CHECKING ACCOUNT FEES

CauseFee
Same fees apply as the Regular Checking AccountSee above
Monthly Maintenance$10.00 per month


MONEY MARKET ACCOUNT FEES

CauseFee
Minimum Balance$10.00 per month if daily balance falls below $2,500.00
Copy of Money Market Check$5.00 per Item
Withdrawals Above Red D Limit$35.00 per occurrence


OTHER SERVICE FEES
(applicable to all accounts)

CauseFee
Account Reconciliation/Research$25.00 per Hour
Delete Joint Owner (excludes checking account)$5.00
Deposited Item Returned$5.00
Garnishment or Tax Levy$50.00 per time
Money Order$3.00 per Item
Returned Statement$10.00 per month after 3rd statement returned
Paper Statement Fee $3.00 per statement cycle
Print/Reprint Statement$3.00
Teller Check Payable to Third Party$5.00 per check
Overdraft (Item Paid)$35.00 per Item
Returned Item (NSF or Other Reason)$35.00 per item
Stop Payment (Check or ACH)$35.00 per item
Visa Gift Cards$6.00 per card
Visa TravelMoney Card$10.00 per card (replenish fee $5.00 each occurrence if completed by CMCCU employee)
Western Union- Domestic (Outgoing only)$30.00 per time
Western Union- International (Outgoing only)$50.00 per time
Wire Transfers-Domestic (Incoming/Outgoing)$30.00 per time
Wire Transfer-International (Incoming/Outgoing)$50.00 per time
Check Cashed On Us Only (Non-Member)$3.00 per item
Close Account (Within 90 Days)$20.00 
E-StatementNo Charge
On-Us Check Cashed (non-member)$3.00 per Item


INDIVIDUAL RETIREMENT ACCOUNTS (IRA) FEES

CauseFee
IRA Dormant Account$10.00 per month if no activity for 1 year and balance less than $100.00

ATM CARD OR VISA CHECK CARD FEES

CauseFee
First CardFree
Replacement Cards$10.00/Card
CMCCU ATM TransactionsNo Charge
Rush Delivery for Replacement Card$50.00 per time
Non-CMCCU ATM Transaction$1.00 per transaction


VIRTUAL BRANCH ON-LINE BANKING FEES



CauseFee
Bill Pay Online$10.00/Month or Free with E-Statements

 

SAFE DEPOSIT BOX ANNUAL FEES-Warrensburg and Sedalia

SizesFee
 3" x 5"     Safe Box $20.00
 3" X 10"     Safe Box$30.00
 5" X 10"     Safe Box$40.00
 10" X 10"     Safe Box$70.00
  
 Drilling Fees $75.00 plus cost
 Key Replacement $30.00

 

The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union at 660-747-3311.