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Online Banking

Routing #: 301282064

Overdraft Protection

Ever had an error cost you money?

Central Missouri Community Credit Union (CMCCU) offers overdraft protection on return fees by:

  • Share transfer **upon request**
  • Advance from a pre-approved Extended Checking loan **upon request**

If an item is presented for payment from your account and there are not sufficient funds available, the credit union will automatically transfer the funds from the designated source – pre-approved loan or share account – and send you a notice of the transaction.

What are the benefits?

  • Avoid fees from merchants for returned checks
  • Avoid denied purchases
  • Avoid overdraft fees

Best of all, there is no fee for this service! You must request this service and meet some qualifications.

Getting started:

Contact one of our branches if you have questions about this service.

*Some restrictions apply. Contact Member Services for details.