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Online Banking

Routing #: 301282064

Overdraft Privilege

Central Missouri Community Credit Union (CMCCU) is there when you need us!

Have you ever:

  • Made a mistake on your checking account?
  • Incurred unexpected or emergency expenses?
  • Experienced the embarrassment of a denied transaction in the checkout line?
  • Experienced the embarrassment and expense of a returned check?

With Overdraft Privilege on your Personal Checking Account, we will consider, without obligation, payment of reasonable overdrafts up to your approved limit.* Overdraft Privilege will be added automatically to all qualifying* Personal Checking accounts.

What are the benefits?

  • Avoid fees from merchants for returned checks
  • Avoid denied purchases

Getting started:

Contact one of our branches if you have questions about this service,

If you use Overdraft Privilege, you will be charged our customary fee, disclosed on our Fee Schedule.

If you do NOT use Overdraft Privilege, it costs you NOTHING.

If you do not wish to have Overdraft Privilege, you must opt out of the service.

*Some restrictions apply. Contact Member Services for details.