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Routing #: 301282064

Fee Schedule

as of July 31, 2023

SHARE VALUE FEES

Cause Fee
Par Value if One Share $1.00 par value, must complete 1 share
within 90 days of account opening.


SAVINGS ACCOUNT FEES

CauseFee
Dormant Account$15.00 per month if no activity for 1 year and balance less than $100.00 and no other services used
Excessive Withdrawal Fee (over 6 a month)$35.00 per occurrence
 Overdraft (EFT Item Paid)$35.00 per occurrence
Reopen 3rd time & on$50.00
Christmas Club Account Withdrawal$10.00 per occurrence


REGULAR CHECKING ACCOUNT FEES

CauseFee
Dormant Account$15.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account)
Overdraft Privilege$35.00 per EFT or check occurrence
Returned Item (NSF or Other Reason)$35.00 per occurrence
Stop Payment$35.00 per item
Copy of Draft Check$5.00 per item
Draft/Check PrintingPrices vary depending upon style
Counter Checks$5.00 per page of 4 checks
2nd Chance Checking$10.00 per month


BUSINESS CHECKING ACCOUNT FEES

Cause Fee
Same fees apply as the Regular Checking Account See Regular Checking Account Fees Table Above
Monthly Maintenance $10.00 per month


MONEY MARKET ACCOUNT FEES

Cause Fee
Minimum Balance $10.00 per month if average daily balance falls below $2,500.00
Copy of Money Market Check $5.00 per Item
Excessive Withdrawal Fee (over 6 a month)  $35.00 per occurrence


OTHER SERVICE FEES
(applicable to all accounts)

Cause Fee
Close Account (Within 90 Days) $50.00
Account Reconciliation/Research $25.00 per hour
Delete Joint Member $15.00 per request
Deposited Item Returned $15.00 per item
Visa Gift Cards $6.00 per card
Wire Transfers-Domestic (Incoming/Outgoing) $30.00
Wire Transfer-International (Incoming/Outgoing) $50.00
Western Union- Domestic (Outgoing only) $30.00
Western Union- International (Outgoing only) $50.00
Money Order $5.00 per item
Returned Mail $15.00 (monthly after the 2nd month of returned mail)
Paper Statement Fee $5.00 per statement cycle
Print/Reprint Statement $5.00
Teller Check Payable to Third Party $10.00
Visa Travel Money Card $10.00 per card (replenish fee $5.00 each occurrence if completed by CMCCU employee)
Garnishment or Tax Levy $100.00 per time
E-Statement No charge
Coin Processing (member) 5% per transaction
Telephone Transfer Request $1.00 per occurrence
Lien Release Reprint $10.00 per item
Check Cashing (without a checking account or loan $5.00 per item
CD Early Withdrawal Penalty $25.00 per occurrence plus (31 or 90 days interest penalty)
Loan Origination Fee $50.00 per loan
Fax/Photocopy Fee $1.00 per page / $5.00 maximum


INDIVIDUAL RETIREMENT ACCOUNTS (IRA) FEES

Cause Fee
IRA Dormant Account $15.00 per month if no activity for 1 year and balance less than $100.00


ATM CARD OR VISA CHECK CARD FEES

Cause Fee
First Card Free
Replacement Cards $10.00 per card
Rush Delivery for Replacement or New Card $65.00 per card
Non-Proprietary ATM Transaction $1.00 per transaction


VIRTUAL BRANCH ON-LINE BANKING FEES

Cause Fee
Bill Pay Online $10.00 per month or Free with E-Statements


SAFE DEPOSIT BOX ANNUAL FEES-Warrensburg and Sedalia

Sizes Fee
3" x 5" x 21.5" Safe Box $25.00
3" X 10" x 21.5" Safe Box $35.00
5" X 10" x 21.5" Safe Box $45.00
10" X 10" x 21.5" Safe Box $75.00
Drilling Fees $80.00 plus cost per occurrence
Key Replacement $35.00 per occurrence


Non-Member Fees

Description Fee
ATM Surcharge Fee $6.00 per occurrence
Coin Processing $15% per transaction
On Us Check Cashed (non-member) $10.00 per item

The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union at 660-747-3311.