Savings (Share) Account
Since every member of CMCCU is an owner, your basic savings account is also known as a Savings (Share) Account. This account allows you to use other credit union services, while giving you the opportunity to save for the future.

Vacation Account
CMCCU can help make your dream vacation become a reality with a separate share account to keep those special funds. There's no minimum balance requirement, dividends are posted quarterly, and withdrawals may be made once per quarter. Start saving for your vacation today!

Christmas Club Account
Members may open a Christmas Club Account at any time of the year, and there is no minimum balance requirement. On Sept. 30 of each year, your dividends are posted, and on Oct. 1, the funds are transferred to your primary share account with immediate availability for some early holiday shopping!

receive a fun newsletter and may qualify for several categories of gifts for making deposits into their account. Plus, our Kirby Account earns the same dividend rate that our regular Share Account earns.

Market Index Certificate
The credit union also offers a Market Index Certificate, which is available for both regular shares and IRA investments. We offer three year and five year certificates. Your principal is insured and you earn dividends based on the increase in the Dow Jones Industrial Average.

Individual Retirement Account
Plan for your financial future with an IRA from CMCCU. We offer the option of a short-term variable rate IRA share account or longer-term fixed IRA Certificate with competitive rates and flexible terms.

There’s No Safer Place To Invest
All of your share/savings and investments in Central Missouri Community Credit Union are insured by the NCUA, the National Credit Union Administration, an agency of the federal government.

Regular share/savings accounts are insured up to $250,000 (until Dec 2013).

As of April 1, 2006, IRA accounts are insured up to $250,000.

There is no safer place to invest your money.

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