Central Missouri Community Credit Union is committed to making available financial products and services that will enable its members to meet their financial needs and goals. Protecting personal information and using it in a manner consistent with member expectations is a high priority to everyone associated with Central Missouri Community Credit Union. The officers, directors, members of committees and employees of this credit union hold in confidence all transactions of this credit union with its members and all information respecting their personal affairs in strict compliance with all applicable laws.

To ensure that members can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy:

• Central Missouri Community Credit Union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services and no more. We collect this information about members from applications and other forms, information about member transactions with us, our affiliates or others, and information we receive from consumer reporting agencies.
• Central Missouri Community Credit Union may also disclose nonpublic personal information about its members to companies that offer financial products and services, including insurance products and securities brokerage companies.
• Central Missouri Community Credit Union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members’ economic well-being. Under no circumstances will we authorize those firms to charge a member’s account without receiving their express consent or transfer or disclose member information except as permitted by law or regulation. Even when we share information only when necessary to deliver the products and services we provide, or when required to do so by the law, or when authorized by law and necessary to offer an array of products and services and to keep the member informed of their rights and responsibilities..
• Central Missouri Community Credit Union will not share information we have collected about its members once that membership is terminated, except as may be permitted or required by law.

Central Missouri Community Credit Union will protect the personal information of its members. This credit union will maintain strong security controls to ensure that member information in our files and computers is protected. We limit employee access to confidential member financial information to those employees with a business reason for knowing such information. Additionally, we maintain physical, electronic and procedural safeguards that comply with federal regulations.

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